Saturday, May 19, 2018

Sunday personal Finance Post: 20 May 2018

The Sunday Straits Times Section on Personal Finance is one of my favourite sections.

It's one of the must-rads as it throws light on how people manage their finances, their wins and losses which makes for a pretty educational read. It makes me a voyeur, gives me some purview and insights to how people mange their finances and gives inspiration for growing your money.

With May the dividend paying month for most stocks after they have reported their results for December and Q1 of 2018, I hope there will be more news reports of how people manage their returns from their stocks or dividends.

In particular, I love stories from blogs like


  • Singapore Stock Investing by AK
  • LadyYouCanbeFree.com
They are very inspirational people who have grown their small acorns to a huge Oak tree that is giving them dividends that can support their subsistence.

Of late, I find myself coming back to the question of how to save $100,000 in 7 years. With an income that has seen no raises for the past 8 years, it becomes even more important to grow whatever income I have. 

I really need to cut down on expenses especially Grab rides that are eating into my budget. Food at fancy restaurants that are eating into my budget too. And the great nemesis is my credit card expenses that are really eating into my expenses and budget. I must remind myself that less cab rides and more plane rides to motivate myself to save more and grow.

Next I need to consolidate my reits and stock purchase and seriously track my dividends.
I really hope I can also reach the stage of AK and LayYouCanBeFree